Our opening hours: Monday – Friday 9.00 am – 5.30 pm

Our covers

Even if commercial insurance isn't the core part of your business, it is worth knowing what covers are available should your clients need to take them out in the future.

Towergate provides a diverse range of insurance products which include, but is not limited to, the following covers:

 

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  • Tradesmen, contractors and construction:
  • Public liability
  • Employer liability
  • Contractors all risks
  • Tools and Plant (including hired in plant)
  • JCT cover
  • Efficacy cover
  • Self-build
  • Professional indemnity:
  • Errors and omissions
  • Office equipment
  • Computers
  • Business interruption
  • Cyber liability
  • Legal expenses
  • Directors and officers

 

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  • Hotels, guesthouses and B&B’s
  • Shops
  • Offices
  • Restaurants
  • Pubs
  • Property portfolios
  • Industrial units
  • Terrorism cover

All the policy types on the left can include the following covers:

  • Loss of income
  • Property owner's liability
  • Subsidence cover
  • Accidental damage

Allowances can also be made for properties that are unoccupied.

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  • Commercial combined (manufacturing or wholesale risks typically from an industrial unit):
  • Stock
  • Contents
  • Public and products liability
  • Employers liability
  • All risks (items away from the property such as mobile phones)
  • Business interruption
  • Goods in transit
  • Manual work away
  • Hotels, guesthouses and B&B’s
  • Shops
  • Offices
  • Employers liability
  • Restaurants
  • Pubs
  • Property portfolios
  • Specialist high net worth households
    including holidays homes
  • Surgeries
  • Working from home
  • Specialist high net worth households
  • Business fleet (more than 4 vehicles)

Our panel of insurers include