FAQ - Service Life Insurance
Do you cover war and terrorism risks?
Yes, war and terrorism cover automatically applies for all
Regulars, and for all Reservists whilst on deployment, anywhere in
the world.
I sky-dive. Can you cover me?
Yes, we do not load premiums or apply any special underwriting
for hazardous activities provided they are Service-recognised
sports and pursuits.
I was diagnosed with a heart condition a few years ago.
Can you really guarantee to offer me cover?
Yes, but pre-existing medical conditions are excluded for the
first two years of your policy. We would not pay out if you were to
die of a heart problem during the first 24 months of your
policy.
Must I have £100,000 of cover?
No, you may select your own sum assured subject to a maximum of
£200,000. The minimum premium is £5 a month.
Can I take the policy out and cancel it when I return
from active service?
Yes, but if you cancel you will not be allowed to take out
further SLI cover for 3 years from the policy start date.
Can I pay premiums directly by JPA?
Yes, you can also pay premiums monthly by Direct Debit.
I'm serving with UK Special Forces. Can you cover
me?
Yes, you are guaranteed acceptance regardless of trade.
