Towergate Connect offer insurance for Non Standard Constructions

• If you have a home or property which is listed
• If your home or property is very old (but is in a good state of repair)
• Thatched properties
• Timber framed properties
• Steel framed properties
• Eco homes
• Essex, Cob, Wattle and daub - (made from a combination of wet soil, clay, sand, animal dung and straw)
• Non combustible pre fabricated
• Properties in conservation areas
• Stramit
• Flat roofs - various types of construction
• Properties with Shingle roofs

• We insure properties of non standard constructions - unlike mainstream insurance providers
• If your property is listed, or very old we have a policy to suit you
• We will provide alternative accommodation should your home become inhabitable
• Home Assistance cover and legal protection is provided up to £25,000
• Accidental damage to fixed glass, sanitary fixtures and fittings and electrical equipment
• Tracing and accessing leaks up to £5,000

For details of policy cover including limitations and exclusions please read the policy summary.

What excess do I have to pay on this policy?
You can choose an excess from £50 to £250. If you go for the higher amount this will reduce your premiums. Certain types of constructions have a higher excess - such as flat roofed properties. For more information speak to one of our sales advisors on 0844 736 8233.

Can Towergate arrange immediate cover?
This depends on your circumstances and the type of property you want to insure. The quickest way to find out is to speak to our advisors today on 0844 736 8233.

What do I do if I need to cancel my cover?
You are entitled to a full refund of the premium paid if you find the policy unsuitable for your needs and cancel it within 14 days of receipt of your policy documents (as long as no claims have been made). If you need to cancel cover after that time, cancellation charges will apply. Please call us or notify us in writing with the reason for cancellation and state the date from which you need cover to cease. Remember, if your policy is in more than one name, all policyholders will need to sign the letter. If you have any other queries please don't hesitate to contact the customer services team on 0844 736 0088.

How do I know if my property is listed?
This information will be on the deeds of the house when you purchased the property.

Would you insure my property if it is both listed AND timber framed?
Yes we can cover for both of these situations.

Do I have to keep my property maintained?
If you have a flat roof a professional builder or roofer will need to visit your property every 8 years to inspect it and any necessary repairs should be carried out.

Would I still be covered for theft under this policy?
Yes as long as there is forcible entrance or exit into your property you will be covered.